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Viewpoint: Keys to Effective Financial Education

Source: financial-plann Posted By: Nancy W...3259 days ago

Do financial education programs work? Plenty of well-informed people — from industry leaders to policymakers — are convinced you cannot turn a nation of consumers into a nation of intentional savers.

But there is ample evidence for the opposite view: that properly structured financial education programs can and do help people make wise decisions about their personal finances.

Take savings in 401(k)-type retirement plans as an example. For the past 30 years, many employees have had the opportunity....

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